Adjuster

An Insurance Adjuster’s primary responsibility is to evaluate and report the damage caused to people or property when an accident occurs.  An insurance adjuster must be involved when one or more parties hold an insurance policy against possible accidents.  It is their responsibility to investigate, discern costs and bills, gather evidence, generate reports and interview and record information from witnesses, police and claimants.  From these reports, the insurance company decides how much to pay on insurance claims.

Becoming an insurance adjuster isn’t all about paperwork.  An insurance adjuster must be good at investigating the facts.  They have to assimilate the evidence into compartments of data which create a summary of the events.  They have to be good with people and not afraid to ask difficult, probing, straightforward questions.

Below is an actual job description for a major insurance carrier who is seeking candidates for becoming an insurance adjuster:

As a Claims Adjuster, you will investigate, evaluate, estimate and settle both vehicle and bodily injury claims. The required training takes approximately twelve weeks to complete.

Qualified candidates should possess:

• Bachelor’s degree OR a minimum of 5 years combined relevant work experience and/or post secondary education required
• Relevant work experience includes claims/property damage adjuster, auto, or repair/body shop experience OR a position requiring critical thinking, problem solving, planning/organizing activities, serving customers, negotiating, effective written/verbal communication and embracing new challenges
• Ability to work a flexible schedule, which may include evenings and weekends
• Valid driver’s license with a good driving record

If you have ambition and a willingness to learn an exciting occupation, and also posses some basic word processing, communication, writing and interpersonal skills, the field of insurance as an insurance adjuster might be right for you.